What if I only need help with just college planning or just retirement planning?

No problem, you only need to sign up for the service you will need.

What if our income is too high to get financial aid? Can you still help us?

This is a big misconception, there are aid colleges give out that are not income based. If you don’t file the financial aid forms, you may be guaranteed to get nothing. We encourage every family at any income level to file the financial aid forms.

College selections plays a big role in the college financial planning process. We need to make sure that your student select colleges that’s a good fit for her/him academically and also financially for you the parents.

Can my CPA file the FAFSA for me?

CPA is a tax expert and not a college planning expert. Although certain strategies work for tax planning, it may not necessarily help with college financial planning end. Tax Return and the FAFSA are two different forms that require different strategies and planning.

I ran some numbers on some of the college cost calculators out there and it doesn’t look like we will get anything. What do you do differently and how can you help?

We will help you determine your Expected Family Contribution based on the Federal Methodology and Institutional Methodology calculations. More importantly, we will help you lower your EFC so that you can get or maximize financial help and then guide you and your student which colleges will offer you financial help.

Please contact us if you would like to

set up a 1-hour consultation with Lea Cruz.

(1-Hour Consultation fee is $75, which can be applied to any college planning services we provide)

In this 1-hour consultation, we will assess your situation financially and let you know whether your student would be eligible for need-based aid or merit-based aid at which types of colleges or your student’s prospective college list (if any) to help you determine whether the college will make sense for your family financially. In addition, I will also assess where your student is currently at with their college planning process and make recommendations on what they can do to better prepare for college admissions.

After my assessment I will also let you know if there is anything we can do to assist you with your college planning process specifically with:

*Help your student determine what type of careers to consider that matches their aptitude, which majors to consider based on their careers of interest, and what colleges make sense for them academically.

*Financial positioning and strategizing to lower your Expected Family Contribution/Student Aid Index to help your student receive or maximize need-based aid and merit-based aid and help your student select colleges, that aren’t just a good fit academically but also make sense financially for your family.

***IF YOU DECIDE YOU NEED FURTHER ASSISTANCE AFTER YOUR CONSULTATION AND WOULD LIKE TO TAKE ADVANTAGE OF ONE OF OUR SERVICES, THE 1-HOUR CONSULTATION FEE YOU PAID CAN BE APPLIED TOWARDS ANY OF THE SERVICES YOU SIGN-UP FOR.

REQUEST A CONSULTATION

Navigate

949.420.4509 or 951.544.7693

(949) 420-0681

(Text l Voicemail for Webinar & Workshop Confirmations)

Hours Mon-Fri: 9:00AM – 5:00PM

If you prefer we call you, please enter your phone number down below and one of our staff will be in touch soon!”

By providing your phone number, you agree to receive informational, reply, reminder, confirmation text messages. Please note message and data rates may apply. Message frequency varies. You may opt out of receiving text SMS at any time by replying STOP.